Terms & Conditions

Last Updated: October 4, 2026

Welcome to Dayrise Services LLC. These Terms & Conditions (“Terms”) govern your access to and use of dayriseservices.com, including pages, intake forms, quote requests, tax preparation requests, document-upload features, consultation requests, resources, links, and other services made available through this website (collectively, the “Website”).

These Terms apply to services offered by Dayrise Services LLC (“Dayrise Services,” “we,” “us,” or “our”), including services marketed or provided under the Dayrise Tax, Dayrise Insurance & Tax, and Dayrise Insurance Agencynames.

By accessing or using the Website, submitting information, requesting tax preparation or insurance services, uploading documents, scheduling a consultation, or otherwise using our services, you acknowledge that you have read, understood, and agree to these Terms.

If you do not agree to these Terms, please do not use the Website.

1. About Dayrise Services

Dayrise Services LLC provides tax preparation, insurance, and related professional services.

Services may include:

Tax Services

  • Individual tax preparation

  • Self-employed tax preparation

  • Small-business tax preparation

  • Prior-year tax returns

  • Amended tax returns

  • Tax planning and general tax support

  • International or foreign-income tax preparation where offered

  • Assistance with tax notices or correspondence where agreed upon

Insurance Services

Insurance services may include:

  • Health insurance

  • Affordable Care Act (“ACA”) Marketplace coverage

  • Life insurance

  • Medicare-related insurance services where offered

  • Personal auto insurance

  • Commercial auto insurance

  • Business or commercial insurance

  • Dental and vision coverage

  • Other insurance products or services that may become available

Available services may vary based on licensing, state availability, carrier appointments, eligibility, underwriting, tax complexity, filing requirements, and other applicable circumstances.

Dayrise Services may decline or discontinue a requested service when appropriate.

2. Dayrise Brands and DBAs

Dayrise Services LLC may operate, market, or provide services under registered or permitted trade names and DBAs, including:

  • Dayrise Insurance & Tax

  • Dayrise Tax

  • Dayrise Insurance Agency

These names may identify different service lines, websites, marketing materials, intake forms, advertising, or client experiences provided by Dayrise Services LLC.

Dayrise Tax may be used primarily in connection with tax preparation and related tax services.

Dayrise Insurance Agency may be used primarily in connection with insurance products and insurance-related services.

Dayrise Insurance & Tax may be used as a combined public-facing brand for tax and insurance services.

Unless otherwise expressly disclosed, use of these different brand names, DBAs, domain names, or website pages does not necessarily mean that a different legal entity is providing the service. The underlying operating entity is Dayrise Services LLC.

3. No Government Affiliation

Dayrise Services LLC is a privately owned business.

Dayrise Services, Dayrise Tax, Dayrise Insurance & Tax, and Dayrise Insurance Agency are not affiliated with, operated by, or endorsed by:

  • The Internal Revenue Service (“IRS”)

  • The U.S. Department of the Treasury

  • The Centers for Medicare & Medicaid Services (“CMS”)

  • HealthCare.gov

  • Any state-based Health Insurance Marketplace

  • Any state department of revenue

  • Any other federal, state, or local government agency

References to government programs, tax forms, tax credits, subsidies, Marketplaces, or government websites are provided for informational or service-related purposes.

4. Tax Preparation Services

Dayrise Services prepares tax returns based on information and documentation provided by the client.

Our preparation of a tax return does not guarantee:

  • A particular refund amount

  • A particular tax liability

  • Eligibility for any specific credit or deduction

  • Acceptance of a tax position by the IRS or a state taxing authority

  • That a return will not be reviewed, examined, or audited

  • A particular processing time

  • Any specific tax outcome

Tax laws and filing requirements may change and may depend on facts specific to your situation.

5. Accuracy of Tax Information

You agree to provide complete, accurate, current, and truthful information when requesting tax preparation services.

You are responsible for providing all information reasonably necessary to prepare your return, including information concerning:

  • Income

  • Expenses

  • Filing status

  • Dependents

  • Credits and deductions

  • Business activities

  • Investments

  • Foreign income or accounts

  • Prior-year filings

  • Estimated tax payments

  • Other information relevant to your tax return

You must notify us promptly if information you previously provided is inaccurate, incomplete, or changes.

Dayrise Services is not responsible for penalties, interest, additional tax, delayed refunds, rejected returns, lost credits or deductions, or other adverse consequences resulting from inaccurate, incomplete, misleading, omitted, or untimely information supplied by a client.

6. Client Review and Approval of Tax Returns

You are responsible for reviewing your completed tax return before authorizing filing.

You should verify:

  • Your identifying information

  • Filing status

  • Dependents

  • Income

  • Deductions

  • Credits

  • Business information

  • Bank information

  • Other material information reported on the return

Your approval of a tax return represents your confirmation that, to the best of your knowledge, the information reported is complete and accurate.

7. Electronic Filing

Where available, Dayrise Services may electronically file federal and state tax returns after receiving required authorization.

Submission of a tax return for electronic filing does not guarantee acceptance by the IRS or a state taxing authority.

A return may be rejected because of:

  • Incorrect taxpayer information

  • Duplicate filings

  • Dependent-related conflicts

  • Identity-verification issues

  • Prior filings

  • Government system errors

  • Technical problems

  • Other filing restrictions

If a return is rejected, we may contact you for additional information or corrections.

8. Tax Filing Deadlines and Extensions

Clients are responsible for providing tax documents and information sufficiently in advance of applicable filing deadlines.

Dayrise Services does not guarantee completion or filing by a particular deadline when information is provided late, is incomplete, or requires additional review.

An extension generally extends the time to file a return but does not necessarily extend the time to pay tax due.

Clients remain responsible for estimated payments, balances due, penalties, or interest imposed by taxing authorities.

9. Prior-Year and Amended Tax Returns

Dayrise Services may assist with prior-year or amended tax returns when agreed upon.

Preparation of an amended return does not guarantee that a taxing authority will:

  • Accept the requested changes

  • Issue an additional refund

  • Waive penalties or interest

  • Complete processing within a particular period

Processing times are controlled by the applicable taxing authority.

10. Tax Notices, Audits, and Representation

Tax preparation does not automatically include:

  • Audit representation

  • Examination assistance

  • Notice response

  • Appeals

  • Collections work

  • Representation before the IRS

  • Representation before state taxing authorities

If you receive a tax notice or correspondence, you may contact us to determine whether assistance is available.

Additional services may require a separate agreement and additional fees.

11. Tax Planning and General Guidance

Dayrise Services may provide general tax-planning guidance based on information available at the time.

Tax planning involves estimates and assumptions and does not guarantee a specific future tax liability, refund, deduction, credit, or financial result.

Changes in income, law, personal circumstances, business activity, or other factors may affect future tax outcomes.

12. Insurance Services

Dayrise Services may provide insurance-related information, quotes, applications, enrollment assistance, and policy-related services under Dayrise Insurance Agency, Dayrise Insurance & Tax, or another authorized Dayrise Services brand.

Insurance products are issued and administered by third-party insurance carriers or other authorized entities.

Dayrise Services LLC and its DBAs are not insurance companies.

Insurance products and services are subject to:

  • State licensing requirements

  • Carrier availability

  • Carrier appointments

  • Underwriting

  • Eligibility requirements

  • Policy terms

  • Premium requirements

  • Geographic availability

  • Applicable law and regulation

Not every carrier or insurance product available in the marketplace may be represented or offered through Dayrise Services.

13. Insurance Quotes and Coverage

Insurance quotes are estimates based on information available at the time they are provided.

Quotes may change after:

  • Underwriting

  • Eligibility verification

  • Carrier review

  • Marketplace determinations

  • Additional documentation

  • Changes in applicant information

  • Changes in applicable rates or law

A quote does not constitute:

  • A binder of insurance

  • A guarantee of coverage

  • Approval of an application

  • A guarantee of premium

  • A guarantee of eligibility

  • A guarantee of a subsidy, credit, or benefit

Coverage becomes effective only when confirmed by the applicable insurance carrier, Marketplace, or other authorized entity and when all applicable requirements have been satisfied.

14. Accuracy of Insurance Information

You agree to provide complete, accurate, and current information when requesting insurance quotes, completing applications, or seeking enrollment assistance.

You are responsible for reviewing information submitted on your behalf and notifying us promptly if information is incorrect or changes.

Incorrect, incomplete, misleading, or outdated information may affect:

  • Eligibility

  • Premiums

  • Tax credits

  • Subsidies

  • Coverage

  • Underwriting

  • Policy issuance

  • Claims

  • Enrollment

Dayrise Services is not responsible for adverse outcomes resulting from inaccurate, incomplete, misleading, or omitted information provided by a client.

15. Health Insurance Marketplace and ACA Services

Dayrise Services may assist eligible consumers with Affordable Care Act (“ACA”) Marketplace coverage.

Eligibility for:

  • Marketplace coverage

  • Premium tax credits

  • Cost-sharing reductions

  • Special Enrollment Periods

  • Other Marketplace benefits

is determined under applicable Marketplace rules and is not guaranteed by Dayrise Services.

Consumers are responsible for reviewing and confirming the accuracy of information submitted in connection with a Marketplace application.

Where required, separate consumer consent or authorization may be obtained before Dayrise Services accesses, reviews, submits, updates, or assists with a Marketplace application or enrollment.

Information may be submitted to or processed through:

  • HealthCare.gov

  • State-based Marketplaces

  • CMS

  • Authorized enrollment platforms

  • Insurance carriers

  • Other authorized systems

Dayrise Services does not control Marketplace eligibility determinations, subsidy calculations, government system availability, or changes in Marketplace rules.

16. Insurance Carrier and Marketplace Decisions

Dayrise Services does not control decisions made by:

  • Insurance carriers

  • Health Insurance Marketplaces

  • Government agencies

  • Underwriters

  • Claims departments

  • Enrollment platforms

  • Other third parties

We do not control:

  • Premium rates

  • Eligibility decisions

  • Underwriting decisions

  • Claims decisions

  • Policy cancellations

  • Coverage changes

  • Carrier availability

  • Marketplace determinations

  • Subsidy amounts

  • Government program changes

17. No Guarantee of Insurance Savings or Results

Dayrise Services does not guarantee that an insurance product will:

  • Be the lowest-priced option available

  • Provide a particular financial savings

  • Be approved

  • Provide a particular subsidy

  • Result in a particular coverage outcome

  • Remain available indefinitely

Our role is to assist clients in evaluating options available through the carriers, platforms, or programs accessible to us.

18. Fees and Payment

Fees for tax preparation or other services may vary based on factors such as:

  • Return complexity

  • Number and type of tax forms

  • Business activity

  • Number of states

  • Prior-year filings

  • Amended returns

  • Tax planning

  • Additional research or support required

Payment may be required before a completed tax return is filed or released unless otherwise agreed.

Insurance compensation may be paid by insurance carriers or other authorized entities where permitted.

Certain products, payment methods, refund-related products, or third-party services may involve separate fees disclosed by the applicable provider.

19. Tax Refund Processing

Tax refunds are issued by the IRS or applicable state tax authority, not by Dayrise Services.

Dayrise Services does not control:

  • Refund approval

  • Refund amount

  • Refund timing

  • Refund holds

  • Government offsets

  • Identity-verification requirements

  • Government processing delays

Any estimated refund date is informational only and is not guaranteed.

20. Communications

When you provide your telephone number, email address, or other contact information, you authorize Dayrise Services to contact you regarding:

  • Tax preparation

  • Tax documents

  • Tax filing

  • Insurance quotes

  • Insurance applications

  • Marketplace applications

  • Enrollment

  • Policy servicing

  • Appointments

  • Electronic signatures

  • Payments

  • Missing documents

  • Customer service

  • Other requested services

Depending on the consent provided when you submit your information, communications may occur by:

  • Telephone

  • Email

  • Text message

Consent to receive marketing communications is not required as a condition of purchasing a product or receiving tax preparation or insurance services.

Message and data rates may apply to text messages.

You may request that marketing text messages stop by replying STOP, where applicable, or by contacting us directly.

Transactional, servicing, regulatory, tax-related, enrollment-related, or legally required communications may still be sent when appropriate.

21. Electronic Communications and Signatures

You consent to receiving communications, notices, disclosures, authorizations, tax documents, insurance documents, and other materials electronically where permitted by law.

You are responsible for maintaining accurate contact information and access to the email address and telephone number you provide.

Electronic signatures may be used where permitted for:

  • Tax filing authorizations

  • Service agreements

  • Insurance applications

  • Consumer consent

  • Marketplace authorizations

  • Disclosures

  • Other documents

22. No Legal, Investment, or Financial-Planning Advice

Unless expressly stated otherwise, information provided through the Website is intended for general informational, tax-preparation, and insurance-related purposes.

Dayrise Services does not act as your attorney, investment adviser, financial planner, or fiduciary solely because you use the Website or receive our services.

You should consult an appropriately qualified professional for legal, investment, estate-planning, financial-planning, or other specialized advice outside the scope of our services.

23. Third-Party Services

The Website and our services may involve third parties including:

  • Tax preparation software

  • Electronic filing providers

  • Insurance carriers

  • Health Insurance Marketplaces

  • Enrollment platforms

  • Secure intake forms

  • Document-upload platforms

  • Client portals

  • Electronic-signature providers

  • Payment processors

  • Scheduling services

  • Email or communications providers

  • Cloud-storage providers

  • Government websites

These services are controlled by their respective providers and may have their own:

  • Terms

  • Privacy policies

  • Security practices

  • Eligibility requirements

  • Pricing

  • Availability standards

Dayrise Services is not responsible for third-party outages, errors, processing delays, decisions, security practices, pricing, or content except as otherwise required by law.

24. Website Forms and Document Uploads

Information submitted through Website forms must be truthful and submitted only for legitimate tax, insurance, or business purposes.

If the Website permits document uploads, you agree not to upload:

  • Malware or harmful files

  • Unlawful materials

  • Fraudulent or intentionally altered documents

  • Documents you are not authorized to provide

  • Information belonging to another person without proper authorization

You should use designated secure upload methods when submitting sensitive information.

Submitting a form, uploading documents, requesting a quote, or completing an intake form does not by itself guarantee that Dayrise Services has accepted an engagement, agreed to prepare a return, or secured insurance coverage.

25. Privacy and Personal Information

Your use of the Website and our services is also subject to the Dayrise Services Privacy Policy.

Personal information may be collected, used, stored, disclosed, or transmitted as reasonably necessary to:

  • Provide requested tax services

  • Provide requested insurance services

  • Prepare and file tax returns

  • Obtain insurance quotes

  • Assist with applications or enrollment

  • Communicate with you

  • Operate our business

  • Maintain required records

  • Comply with applicable law

  • Prevent fraud or misuse

Please review the Dayrise Services Privacy Policy for additional information concerning our privacy practices.

26. Website Security

Dayrise Services uses reasonable measures intended to protect information submitted through the Website and related systems.

However, no website, electronic transmission, email system, database, portal, or storage method can be guaranteed to be completely secure.

You acknowledge the risks associated with transmitting information electronically.

You are responsible for using reasonable precautions when:

  • Accessing the Website

  • Protecting your devices

  • Protecting login credentials

  • Communicating sensitive information online

27. Intellectual Property

Unless otherwise stated, the Website and its original content, branding, graphics, text, design elements, logos, photographs, and other materials are owned by or licensed to Dayrise Services LLC and are protected by applicable intellectual-property laws.

This may include branding used under:

  • Dayrise Services

  • Dayrise Insurance & Tax

  • Dayrise Tax

  • Dayrise Insurance Agency

You may use Website content for personal, noncommercial purposes only.

You may not reproduce, distribute, republish, modify, sell, commercially exploit, scrape, or create derivative works from Website content without prior written permission except where permitted by law.

Third-party trademarks and materials remain the property of their respective owners.

28. Prohibited Uses

You may not use the Website to:

  • Violate any applicable law or regulation.

  • Submit false, fraudulent, or misleading information.

  • Impersonate another person.

  • Submit another person's personal, tax, insurance, or identifying information without authorization.

  • Attempt to gain unauthorized access to Website systems.

  • Introduce viruses, malicious code, or harmful technology.

  • Interfere with Website operation or security.

  • Scrape or systematically collect Website content or user information without authorization.

  • Use the Website for fraudulent, abusive, or unlawful activity.

We reserve the right to restrict or terminate access when we reasonably believe misuse has occurred.

29. Website Availability and Changes

Dayrise Services may modify, suspend, discontinue, update, or restrict any portion of the Website or its services at any time.

We do not guarantee that the Website will always be:

  • Available

  • Uninterrupted

  • Error-free

  • Current

  • Free from technical problems

Information may be updated periodically and may become outdated between updates.

30. Disclaimer of Warranties

To the fullest extent permitted by applicable law, the Website and its content are provided on an “as is” and “as available” basis.

Dayrise Services makes no warranties, express or implied, regarding the accuracy, completeness, reliability, availability, merchantability, fitness for a particular purpose, or suitability of Website content except as otherwise required by law.

Nothing on the Website constitutes a guarantee of:

  • A tax result

  • Tax refund

  • Tax deduction or credit

  • Insurance approval

  • Insurance rate

  • Coverage

  • Subsidy

  • Marketplace benefit

  • Processing time

  • Other financial outcome

31. Limitation of Liability

To the fullest extent permitted by applicable law, Dayrise Services LLC and its owners, employees, contractors, agents, and representatives will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to your use of, or inability to use, the Website.

This may include losses arising from:

  • Reliance on Website information

  • Incorrect information provided by a user

  • Third-party websites or systems

  • Electronic transmission errors

  • Service interruptions

  • Unauthorized access

  • Government processing delays

  • IRS or state tax authority decisions

  • Rejected tax returns

  • Delayed or offset tax refunds

  • Insurance carrier decisions

  • Marketplace decisions

  • Underwriting decisions

  • Claims decisions

  • Enrollment delays

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

32. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Dayrise Services LLC and its owners, employees, contractors, agents, and representatives from claims, liabilities, losses, damages, and reasonable expenses arising from:

  • Your unlawful misuse of the Website

  • Your violation of these Terms

  • Fraudulent or misleading information you provide

  • Materials or information submitted without proper authorization

33. No Professional Relationship Created Solely by Website Use

Visiting the Website, completing an intake form, requesting a quote, uploading documents, or requesting a consultation does not by itself create a formal professional relationship or require Dayrise Services to:

  • Prepare or file a tax return

  • Provide tax representation

  • Procure insurance

  • Bind coverage

  • Submit an insurance application

  • Complete a Marketplace enrollment

A professional engagement may depend on acceptance of the requested work, licensing, carrier availability, receipt of required information, payment arrangements, deadlines, complexity, and other applicable requirements.

34. No Insurance Coverage Created by Website Use

Submitting an insurance inquiry, quote request, intake form, application information, or document through the Website does not create insurance coverage.

Coverage is effective only when confirmed by the applicable insurance carrier, Marketplace, or other authorized entity and all applicable requirements have been satisfied.

35. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles, except where federal law or another jurisdiction's mandatory law applies.

To the extent permitted by law, disputes relating to these Terms or use of the Website shall be brought in a court of competent jurisdiction in Florida.

36. Severability

If any provision of these Terms is found invalid, unlawful, or unenforceable, the remaining provisions will remain in full force and effect to the greatest extent permitted by law.

37. No Waiver

Failure by Dayrise Services to enforce any provision of these Terms does not constitute a waiver of that provision or any other right.

38. Changes to These Terms

We may revise these Terms from time to time.

The updated version will be posted on this page with a revised Last Updated date.

Your continued use of the Website after updated Terms are posted constitutes acceptance of the revised Terms to the extent permitted by law.

39. Contact Us

Questions regarding these Terms may be directed to:

Dayrise Services LLC
Orlando, Florida
Phone: 689-332-1212
Email: contact@dayriseservices.com
Website: dayriseservices.com